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Vince Young Prepaid Debit Visa(R) Card Now Available Throughout Texas and Tennessee

NetSpend(R) and Titans Rookie Quarterback Unveil Card in Celebration of Anticipated Titans v. Texans NFL Match-up

Vince Young fans across the country can now spend and save on their own terms with the new Vince Young All- Access(R) Visa(R) Prepaid Card from NetSpend Corporation, the nation’s leading marketer and processor of prepaid reloadable debit, gift and travel cards.

The card’s availability coincides with Young’s first NFL game against his hometown NFL franchise, the Houston Texans. The card can be purchased now for $9.95 at authorized NetSpend agents in Texas and Tennessee. These include Money Box and PLS Financial Services locations throughout Texas; ACE Cash Express in Austin, Houston and throughout Tennessee; and Harpeth Financial Service locations in Tennessee. Beginning November 28, customers can also purchase the card online at www.netspend.com . H-E-B locations throughout Texas also carry prepaid cards from NetSpend. The Vince Young All- Access Visa Prepaid Card is issued by Inter National Bank and MetaBank, members FDIC.

NetSpend’s Vince Young Prepaid Card features the celebrated quarterback sporting his trademark skull cap, diamond stud and number 10 jersey, along with his autograph.

“This is the first product in a meaningful partnership based on a mutual commitment to make opportunities possible to others, and we look forward to working with Vince Young as he begins his professional career,” said Rick Savard, CEO of NetSpend. “The image on the card conveys hope, opportunity, power — qualities that Vince represents to his fans and that come with financial access, the end of no.”

The Tennessee Titans quarterback — and former University of Texas football great — recently signed his first professional endorsement agreement with NetSpend based on the company’s and the athlete’s shared mission to empower others (http://www.netspend.com/pr2006-04-22.shtml ).

“Growing up, we used cash, and I wish that my family had access to NetSpend’s financial services back then,” said Young. “With NetSpend’s prepaid cards, I can access and save money on my terms — no debt, no strings attached and without the worry of carrying cash around.

“My partnership with NetSpend gives me the opportunity to convey the message of financial empowerment to a broad audience,” Young said.

With the Vince Young Visa Prepaid Card, cardholders can make purchases at millions of worldwide merchant locations and Web sites everywhere Visa debit is accepted, and cardholders can add funds to the card at any one of thousands of NetSpend partner retail locations nationwide. Cardholders can maintain a balance up to $10,000, and the card features valuable financial management tools including Direct Deposit, Anytime Alerts, Bill Pay and the only prepaid savings program, The NetSpend National Savings Program, now paying a 3 percent annual rate, available to all cardholders free with no minimum balance or deposit.

About NetSpend Corporation

NetSpend and ACE Cash Express Announce Availability of Mobile Donation Capability to the March of Dimes

Cardholders may donate to the March of Dimes online and via Mobile P2P. NetSpend Corporation, one of the leading providers of prepaid solutions in the United States, and ACE Cash Express, Inc., a leading retailer of financial services, have announced that cardholders now have the ability to donate to the March of Dimes through their online account center at NetSpend.com or via text message through their mobile devices.

With a simple command on their mobile phones, NetSpend cardholders can help the March of Dimes achieve their mission of improving the health of babies by preventing birth defects, premature birth and infant mortality.

“This new mobile donation functionality is further evidence of NetSpend’s commitment to our communities,” said Dan Henry, CEO at NetSpend. “We’ve long been a champion of providing products and services to the underserved. By empowering our cardholders to donate easily to the March of Dimes, we continue that mission.”

“ACE is proud to partner with NetSpend to provide this opportunity for giving to our customers,” said ACE Cash Express CEO Jay Shipowitz. “We are committed to giving back to the communities where we do business and though our Community Fund we are honored to support a worthy organization like the March of Dimes. These programs complement ACE’s ‘Give A Little’ fundraising campaign currently in all ACE stores nationwide. We hope our customers will take this opportunity to make a donation in support of healthy babies.”

The mobile donation functionality follows the March 2008 launch of the March of Dimes prepaid card at all ACE Cash Express stores. This new March of Dimes card is sold exclusively at ACE Cash Express and is the only prepaid reloadable debit card that automatically donates a portion of every dollar spent using the card to the March of Dimes. To date, ACE has donated more than $18,000 to the March of Dimes through this special card program.

About NetSpend Corporation

NetSpend Corporation is one of the premier providers of innovative, accessible prepaid debit cards that enable financial freedom for under-banked consumers. Grounded by a mission of financial empowerment, NetSpend is committed to meeting its customers’ financial services needs on their terms while offering the convenience, security and acceptance of conventional financial services.

NetSpend’s proprietary processing platform allows it to support prepaid card programs end-to-end from customer acquisition and card fulfillment to customer service and risk management. The NetSpend(R) Prepaid Card Network includes leading consumer brands and companies serving the un-banked and under-banked markets, and its strategic relationships include card issuers, EFT networks and payment card associations. For more information, visit www.netspend.com.

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What do I need to get a NetSpend Prepaid All-Access® Visa® card? What are the requirements?

Getting an All-Access® Visa® card is easy. Go to the nearest Nix Check Cashing location, and all we need to do is verify your name, address, telephone number and collect the one time fulfillment fee. There is no credit check or application. There is no need to give out your social security number. You are already accepted!

How is the All-Access® Visa® card different from a credit card?

The All-Access® Visa® card is prepaid, which means it is completely powered by your cash. The money you have in your NetSpend All-Access® Visa® card account is the money you have to spend.

How do I load money onto my All-Access® Visa® card?

You may load your All-Access® Visa® card at any Nix Check Cashing location or at any authorized distributor.

What is the maximum/minimum that I can load onto my All-Access® Visa® card?

The maximum transaction size will not exceed $2000 per deposit at a time. There is no maximum limit on your account.

If I lose my All-Access® Visa® card or NetSpend Cash Card, can someone use it at an ATM?

The only way someone else could use your card at the ATM would be if they know your PIN. Never write your current PIN on your card. Call 1-86-NETSPEND immediately to report a lost or stolen card.

What can I buy using my All-Access® Visa® card?

You can purchase anything you want, as long as the merchant accepts Visa® cards and all merchant conditions are met. You can make purchases at over 21 million merchants, on the Internet, or over the telephone. You must be at least 18 years of age to purchase adult content.

How many All-Access® Visa® cards can I have? How do I get another card?

You can have as many All-Access® Visa® cards as you wish. You can either tie them together or have them as individual accounts. You may also add secondary cardholders to your account.

How do I check my balance?

You may check your balance online for free, through Netspend’s automated phone system, or by talking to one of our friendly Customer Service Agents, in English or in Spanish. A fee is assessed for balance inquiries via Netspend’s automated phone system or through a Customer Service Agent. Should you choose to access your balance online, you will need a username and password, which you can obtain for free online or through Netspend’s automated phone system once you purchase your All-Access® Visa® card.

Can I pay at the pump for gasoline?

Yes. You will need to have an available balance of at least $21. If you purchase gas and the merchant runs the Visa® card for $50, NetSpend will hold this amount for the merchant. If the total purchase comes to $30, the merchant will complete the transaction by collecting on the $30 and the remaining $20 will be released back into your account.